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Payment Book CyberPlat® shares its revenues from transactions with dealers

The new Payment Book CyberPlat® service developed by experts from CyberPlat® and Platina Bank passed the tests and is being brought into commercial operation. The business scheme of the project guarantees that distribution of fees of the service providers in whose favour the payments will be made takes place between CyberPlat® and the dealers that have carried out the initial registration of users.

Anyone who has registered their personal Payment Book at www.cyberplat.ru, or using terminals or cashiers at sales outlets of CyberPlat® partners can become a client of this convenient service.

Having topped up their Payment Book account, the user gets an opportunity of using the web-interface to make payments in favour of a wide range of service providers - cellular and landline communications, cable and satellite television, Internet providers, public utility companies (more than 600 in total). In this case, all payments are performed without a commission fee.

The Payment Book account can be replenished through terminals and cash registers at sales outlets of those partners to CyberPlat®, who will connect to the new service (the list of these outlets will be regularly updated in the Payment Book CyberPlat® website section). For the “Payment book” account top-up a commission fee is charged from the client in favour of the dealer who performed the operation. The Payment Book account can be replenished without a surcharge through the terminals of Platina Bank (their addresses are listed at www.platina.ru).

Thus, the CyberPlat® partners are provided with an opportunity for receiving extra revenues from the fees payable clients as they top up their “Payment Book” accounts, as well as from participation in the revenues from the fees of the service providers, in whose favour the payments from the new service accounts are performed.

The Payment Book keeps the details of regularly made payments, which allows performing operations on personal account replenishment and repayment of accumulated debts in a matter of seconds. Saving history of performed operations will allow users not only to control the operational expenditure, but also to plan their family budget.

The important advantage of the new service is a possibility to register in the system new payment recipients such as local cellular communication operators, cable television providers or housing and utility companies.

Therefore, a Payment Book user receives a unique service for making payments based on "one-stop" principle at any time seven days a week, including the matters of urgency – such as topping up their mobile telephone account.

Payment Book CyberPlat® allows to:

  • top up the Payment Book CyberPlat® accounts;
  • use the website to make payments by debiting sums in favour of service providers;
  • save the details of repeated payments;
  • register NEW SERVICE PROVIDERS for the purpose of effecting payments;
  • monitor and control the history of payments.

CyberPlat® experts are convinced that the new service will be in demand by the wide range of users even today and will build up its popularity in the process of the population’s well-being growth and Internet audience increase in our country.

CYBERPLAT OJSC is the leading Russian Internet company offering its services in the e-commerce segment, including payment processing and secure online document interchange. The company’s product CyberPlat®, the versatile multibanking integrated internet-payment system, is the leader in the payment acceptance market. Currently, the CyberPlat® cash acceptance network consists of more than 400,000 outlets around the world accepting cash payments for the benefit of the leading telecommunication service providers, commercial television and numerous service providers, including Beeline, MTS, MegaFon, Tele2, NTV-Plus and many others. The CyberPlat® electronic payment processing system is the member of the World GSM Association and Russian Infocommunication Union. The total turnover of the system comprised $6.5 billion in 2008. BDO Unicon is the official auditor of CyberPlat®. Additional information about the company is available at www.cyberplat.com.