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Commercial bank Platina actively uses the BESP System to speed up client settlements.

Commercial Bank Platina started operating in the BESP system. It is the system of rapid electronic bank payments which works as a real time gross settlements system created by the Central Bank of the Russian Federation in order to speed up settlements in the Russian economy.

The Bank offers its clients and their counterparties to use the BESP system in settlements with banks which are members of this payment system. The list of members of the BESP system is being constantly appended and one can see its current status on the Bank of Russia website.

Thanks to participation in the BESP system, Platina Bank got a chance to profoundly raise the efficiency of depositing payments to their clients’ accounts. Therefore, if a payer has counterparties among the clients of Platina Bank, he can pay through any bank which is a member of the BESP system, given that his accounts are held in this bank, and his counterparty will receive the payment in a near real time mode. Taking into consideration that Platina Bank is a settlements bank for the CyberPlat payment system, it becomes especially relevant for the clients of this system in the case of remittance of funds to the mobile network operators and other service providers.

“During fifteen years of its activity, our bank has been carrying out crediting of arriving funds and executing transfer orders of their clients within a one day period, and now that a new technology is implemented, the bank can accomplish these tasks within a quarter of an hour. This new high-tech standard of electronic settlements will result in our clients increasing their funds turnover and consequently, their profit” - the Chairman of the Board of Directors of Platina Bank, Andrey Gribov, stated.

Platina Bank was founded in Moscow on October 30, 1992 and registered with the Central Bank of the Russian Federation on May 20, 1993 (General License of the Bank of Russia No 2347). The Bank is a member of Moscow Interbank Currency Exchange (MICEX) and Association of Regional Banks of Russia (Association “RUSSIA”). Platina Bank is also a direct participant of the Bank of Russia Real Time Gross Settlements System (BESP System), a member of SWIFT and international payment systems VISA (Principal member) and MasterCard. The Bank has a processing center of its own which is certified by VISA International payment system. Platina Bank is a participant of the deposit insurance system since 2004 when it was admitted there among the first Moscow banks. The shareholder equity of the bank as of October 1, 2008 comprised 452 mln roubles. The assets as of October 1, 2008 comprised 3,830 mln roubles. Platina Bank is the settlements bank for its own integrated payment system CyberPlat (www.cyberplat.ru).